# SPENDiD

> Predictive financial intelligence — occupation, location, expenses, benchmarks, and cash-flow health signals — delivered as API, embedded Widget, and LifePreview for platforms and institutions.

SPENDiD provides forward-looking financial context so people, platforms, and institutions can see the numbers before a decision is made. It is not a credit score and does not make lending decisions.

## Pages

- [Home](/): Overview of SPENDiD's predictive financial intelligence, capabilities, and delivery models.
- [SPENDiD API](/api): Occupation-to-income, localized expenses, predictive budgeting, peer benchmarks, and Budget Health Score as endpoints.
- [SPENDiD Widget](/widget): Embed predictive budgeting, affordability previews, and scenario comparison into a partner product — no bank linking required.
- [LifePreview](/lifepreview): Institution-delivered decision previews for students, families, and early-career adults.
- [Use cases](/use-cases): How fintechs, credit unions, lenders, schools, workforce programs, and advisors use SPENDiD.
- [About](/about): Why SPENDiD exists and the finance/CFO background behind it.
- [FAQ](/faq): Common questions about how SPENDiD works, what it does, and what it does not do.
- [Contact](/contact): Request a demo or discuss API access and partnerships.