For Banks and Credit Unions

Easily Capture Valuable User Permissioned Data For Alternative Credit Metrics and More Personalized Marketing

Starting at $199/month

  • Simple, Secure Predictive Budget Creation & Cash Flow Underwriting Metrics

  • Peer Comparative Insights Help Drive Repeat User Engagement

  • Reveal Personalized User Needs For Your Products/Services in Minutes

  • Access to Financial Literacy Resources by Centsai, a leader in the industry

Your customers and prospects can engage repeatedly with MyBudgetReport’s simple Predictive Budgeting / Cash Flow Health Assessment. With proper user permissions, every input the User offers can be saved for your credit underwriting analysis, marketing follow-up and more.

People needing your products and services can now easily share their cash flow health status and key components in minutes, 24 hours a day. The buttons below give a small sample of what’s possible to be shared with you through MyBudgetReport by SPENDiD.

MyBudgetReport Can Help Grow Deposits and Revenue For Your Credit Union, Bank, or Fintech by Generating Alternative Data For Lending to “Thin Credit Files” & the “Credit Invisible”.

Expand Your Credit & Financial Wellness Inclusion Efforts.

Potentially Earn CRA Credits as You Reach Out To The Underbanked and Financially Underserved.