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Simple Budget Creation & “What-If” Modeling
Predictive Approach to Financial Wellness
Informed Financial Decision-Making
Reduce Stress by Eliminating Uncertainty
Quick Tutorial Videos:
Changing Lives For Good
Help your students, clients, prospects, or employees eliminate the stress of the unknown with peer-benchmark insights and personalized guidance for a faster, more informative budgeting experience.
Plus, capture valuable user data* and group analytics based on their interaction with the MyBudgetReport application. See their needs, progress, and capabilities, enabling you to offer the right guidance, products, and services, at just the right time.
(*with appropriate user permission)
Our Peer Benchmark Data and Logic Create a Valid Budget & Simple Cash Flow Health Awareness in Minutes
No software to download
Stress-free onboarding in just minutes
Tell MyBudgetReport what you easily know about yourself, we’ll do the rest
No need to connect your bank account or credit cards
Visualize your budget with easy-to-read graphics instead of tedious spreadsheets
Get personalized recommendations from our AI-generated financial literacy advisor to improve anyone’s financial health
MyBudgetReport by SPENDiD takes simple information about the user and their major expenses and automatically creates a valid, data-supported, and fully customizable budget. We then analyze their budget vs their peer benchmark data in a beautiful visual form.
We highlight exactly where they may be overspending & offer resources to educate and guide the user on how to make any potential changes needed.
MyBudgetReport By SPENDiD Really Is That Simple
STEP 1
Create an account or join a Group Account
STEP 2
Answer a few questions about you and your finances
STEP 3
Review your SPENDiD Budget Health Score
STEP 4
See how your budget aligns with your peers
STEP 5
Learn how to make changes for better cash flow health
MyBudgetReport predicts your budget by category, simplifying and adding perspective to the way you view your finances. Studies have proven that self-awareness leads to more positive financial decisions.
We don’t just tell you the problem. We provide you with the tools & resources you need to proactively solve them. By knowing where and how to make adjustments, you can start saving money & setting yourself up for long-term financial success.
Powerful Features
Easy Onboarding Interview
No need to connect your financial accounts. Just answer a few easy questions about you and your major expenses that you’ll know off the top of your head.
SPENDiD Budget Health Score
A simple, objective 'grade' of your budget. You’ll want to achieve and maintain an 80 (B) or higher to consistently be able to grow savings or reduce debt.
We compare your monthly budget to households similar to yours using unbiased government-sourced consumer spending data*.
*DATA UPDATED MONTHLY
Peer Comparison Data
Your Opportunities
Our powerful algorithm analyzes your budget, letting you know which expenses you may be overspending on compared to your peers.
Financial Literacy Resources
With each Opportunity for improvement, MyBudgetReport provides tips and resources to help solve your cash flow problems.
Monthly Saving Ability
Stop wondering how much you or others like you can save. We predict the monthly amount you’re able to put away into savings or use to pay down debt.
Your Budget Model
We believe in the 50-30-20 budget model. You should try to spend no more than 50% of your income on needs, 30% on wants, & 20% on financial goals. We give you a snapshot of how you & your peers stack up to this proven budget model.
Thinking about relocating to a new city or purchasing a new vehicle? Just update your profile or expense data with the “what-if” information. You’ll receive a new budget health score indicating if you will still maintain your overall financial wellness under the new scenario.
