Strengthen Client Relationships — Across Generations

MyBudgetReport helps financial professionals engage clients’ children (ages 16–24) with a smart, personalized life simulation and budget forecasting tool they’ll use and appreciate.

This gives you a trusted way to build multi-generational loyalty before the wealth transfers.

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Why Next-Gen Client Engagement Matters Now More Than Ever

Over $80 trillion is expected to pass from Baby Boomers to their heirs by 2045 — yet over 70% of heirs are expected to change advisors. Most advisors never connect with their clients’ children early enough to retain those assets. MyBudgetReport helps solve that.

By giving clients a useful tool to share with their children or grandchildren, you provide value, build trust, and open the door to relationships that can last for decades.

🎯Career Fit Meets Financial Reality

MyBudgetReport helps young adults explore careers that match their interests — then shows what each path actually pays at the starting level. It connects the dots between passion, paycheck, and planning ahead.

💸Forecast College Costs and ROI

Students and parents can estimate the total cost of attending a chosen college — and see how long it may take to recover that cost based on expected earnings in a chosen career. Smart decisions start here.

📍Location-Based Budgeting & Cost of Living

Whether they want to live in Austin or Akron, Prophecy provides a predictive budget based on actual local costs — including rent, food, transportation, and more. It’s budgeting that meets reality.

📊Peer-Based Benchmarks & Budget Health

Users instantly see how their predicted spending compares to peers in similar life situations — and receive tips to improve savings and stay on track. No lectures, just practical, data-driven insight.

How MyBudgetReport Helps Advisors Connect with Next Gen Clients

Real Use Case: “Our Advisor Helped My Daughter Plan for Life After Graduation”

One of the most powerful ways to stand out as a financial advisor is to support your clients’ children through their early career and money decisions. Prophecy 2.0 makes this easy — helping young adults match to careers, understand starting salaries, forecast college costs, and build realistic budgets based on where they plan to live.

With just a few clicks, they can simulate a future lifestyle and see how much they might save or overspend each month. As an advisor, you become the one who helped them see the full picture — not just the money, but the plan behind it.

Advisors offering MyBudgetReport have more meaningful family conversations, stronger client loyalty, and higher referral rates — all by offering a simple but powerful tool to support the next generation.