Strengthen Client Relationships — Across Generations

SPENDiD Prophecy helps financial professionals engage clients’ children (ages 16–24) with a smart, personalized life simulation and budget forecasting tool they’ll use and appreciate.

This gives you a trusted way to build multi-generational loyalty before the wealth transfers.

Why Next-Gen Client Engagement Matters Now More Than Ever

Over $80 trillion is expected to pass from Baby Boomers to their heirs by 2045 — yet over 70% of heirs are expected to change advisors. Most advisors never connect with their clients’ children early enough to retain those assets. SPENDiD Prophecy helps solve that.

By giving clients a useful tool to share with their children or grandchildren, you provide value, build trust, and open the door to relationships that can last for decades.

🎯Career Fit Meets Financial Reality

Prophecy 2.0 helps young adults explore careers that match their interests — then shows what each path actually pays at the starting level. It connects the dots between passion, paycheck, and planning ahead.

💸Forecast College Costs and ROI

Students and parents can estimate the total cost of attending a chosen college — and see how long it may take to recover that cost based on expected earnings in a chosen career. Smart decisions start here.

📍Location-Based Budgeting & Cost of Living

Whether they want to live in Austin or Akron, Prophecy provides a predictive budget based on actual local costs — including rent, food, transportation, and more. It’s budgeting that meets reality.

📊Peer-Based Benchmarks & Budget Health

Users instantly see how their predicted spending compares to peers in similar life situations — and receive tips to improve savings and stay on track. No lectures, just practical, data-driven insight.

How SPENDiD Prophecy v2.0 Helps Advisors Connect with Next Gen Clients

Real Use Case: “Our Advisor Helped My Daughter Plan for Life After Graduation”

One of the most powerful ways to stand out as a financial advisor is to support your clients’ children through their early career and money decisions. Prophecy 2.0 makes this easy — helping young adults match to careers, understand starting salaries, forecast college costs, and build realistic budgets based on where they plan to live.

With just a few clicks, they can simulate a future lifestyle and see how much they might save or overspend each month. As an advisor, you become the one who helped them see the full picture — not just the money, but the plan behind it.

Advisors using Prophecy report more meaningful family conversations, stronger client loyalty, and higher referral rates — all by offering a simple but powerful tool to support the next generation.

Start Building Multi-Generational Loyalty

Your current clients trust you with their wealth. Help their children build the skills to manage it when the time comes—with your help.

Let SPENDiD Prophecy be your low-lift, high-impact next-gen engagement tool.