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SPENDiD
Solutions

Financial context for the institutions people already trust.

SPENDiD supports organizations guiding clients, members, learners, and users through decisions with real monthly consequences.

Priority solution

Credit and debt counseling

Give counselors a modeled starting picture of income, expenses, and monthly financial room that they can review and adjust with the client.

Designed to help shift session time from assembling context toward discussing gaps, tradeoffs, and next steps.

Best fit: Counselor Readiness · Widget · API
Explore Counselor Readiness
Member decisions

Credit unions

Bring localized affordability and cash-flow context into member conversations around housing, transportation, relocation, and life transitions.

Help teams discuss what a payment or decision may mean for the member's broader monthly picture — without bank linking.

Best fit: Widget · API
Discuss a member workflow
Learner decisions

Education & workforce

Connect occupation, local wages, housing, and household costs before a learner chooses a program, career path, or destination.

Turn an abstract pathway into a reviewable picture of what that path may support in the place the learner is considering.

Best fit: LifePreview · API
Explore LifePreview
Product workflows

Platforms

Add modeled expense, income, affordability, and scenario context to a product people already use to make decisions.

Choose the API to build with SPENDiD estimates or the Widget to embed a guided experience.

Best fit: API · Widget
Explore the API

SPENDiD does not make lending decisions and is not a credit score.