You're Helping Others Plan Their Financial Lives—We Give You the Data and Tools to Do It Right
Too many people make big life decisions—college, career, housing—without understanding how those choices will affect their future cash flow. The result? Financial stress, poor credit, and missed opportunities.
No one should have to guess what life will cost.
At SPENDiD, we help you give people clear, personalized financial insight—before they make costly decisions.
Here’s how we make that possible:
✅Start with Who They Are, Plus Where They Want To Be
Predictive budgets based on age, job, location, income, and lifestyle.
✅Give Real-World Context
Show what similar people spend, save, and struggle with.
✅Deliver Actionable Clarity
Equip users with a realistic cash flow plan—before they sign a lease or take out a loan.
Find the Right SPENDiD Solution For You:
🌟 SPENDiD MyBudgetReport Web Application
For educators, counselors, advisors, and students
Help young people plan their financial future before they make costly decisions. MyBudgetReport simulates real-world budgets using localized occupation-based salary, fair market rent, and lifestyle costs, so users can clearly see what life will really cost and how to stay on track.
🧩 SPENDiD Embeddable BudgetWidget
For banks, credit unions, and member-focused organizations
Simple 24/7 lead generation without custom development. Embedded on your site in minutes, BudgetWidget uses predictive models and peer spending benchmarks to engage visitors, create connection, and improve financial wellness right from your homepage.
🔌 SPENDiD REST API For Developers
For developers, fintechs, and enterprise platforms
Build smarter financial products using our robust API. Get localized income and expense predictions, peer benchmarks, and cash flow simulations that integrate seamlessly into your app or platform.
What Can SPENDiD Do For You?
Occupation-to-Income by Location
Provide earnings insights for over 800 occupations across various locations to empower informed career decision-making.
Peer Spending Benchmarks
Allow users to compare their spending habits by category with those of their peers.
Fair Market Rent by Location & Dwelling Size
Provide accurate rent benchmarks by zip code and metropolitan area, helping users avoid housing sticker shock.
Create Budgets Automatically
Set a savings goal and let SPENDiD guide users to the budget they need to achieve it.
Cash Flow Health Scoring
Utilize simple built-in metrics to easily assess the user’s ability to pay and relative cash flow capabilities.
See How SPENDiD Works to Make Lives Easier
Simple Variables That Drive SPENDiD’s Predictive Results
OCCUPATION
INCOME
LOCATION
AGES
# IN
HOUSEHOLD
RENT VS OWN
Why SPENDiD?
🧠 Smarter Than Generic Budgets
Every simulation is tailored to real job titles, local rent estimates, and relevant spending patterns.📍 Location-First Forecasting
We help users understand what an occupation pays, and what life costs where they plan to live.👥 Peer-Validated Spending Insights
SPENDiD compares users to others with similar characteristics—age, location, income, and lifestyle.🔒 Private & Easy to Use
No bank connections. No personal data sharing. Just clarity from day one.
SPENDiD Solutions Serve Developers, Advisors, Educators and Employers—All Working to Prepare the Next Generation
🥇 Educational Institutions (Schools, Colleges, EdTech Orgs)
🥈 Student Recruitment & Advising Agencies (Ed Consultants, Visa Advisors, Int’l Admissions)
🥉 Financial Advisors, Credit Counselors, Nonprofit Coaches
🏅 Banks & Credit Unions (Alternative data for underwriting, connecting with Gen-Z)
✅ Workforce Development Orgs & Career Tech (CTE, Apprenticeship Programs)
🏘️ Real Estate Agencies & Relocation Services
📈 Employers & HR/Wellness Platforms
⚡ Fintech Platforms (PFM Apps, Budgeting Tools, Student Finance Startups)
SPENDiD empowers any consumer finance or budgeting app to:
Testimonials