Individual Plan

Say goodbye to tedious spreadsheets, transactions, and confusion & hello to stress-free predictive budgeting. 

Get insight into your monthly budget & receive personalized recommendations on how to improve your financial health.

$5/mo or $45/yr *

*Save 25%

Are you a student? Save even more with GradBudget:

= Budgeting…Simplified

MyBudgetReport by SPENDiD takes simple information about you & your major expenses and automatically creates a fully customizable budget. It then analyzes your budget vs your peer benchmarks.

We tell you exactly where you are overspending & how to make changes to better position yourself financially. MyBudgetReport even updates you monthly with a new assessment of your budget health score & predicted saving ability.

  • Visualize your budget with easy-to-read graphics instead of tedious spreadsheets

  • Get personalized recommendations to improve your finances 

  • Access helpful resources to guide you in making changes

  • No new software to learn

  • Stress-free setup in minutes 

  • No need to connect your bank account or credit cards

How MyBudgetReport Works

STEP 1

Create an account

STEP 2

Answer a few simple questions about you and your major expenses

STEP 3

 Receive your SPENDiD Budget Health Score

STEP 4

See how your budget compares to your peers

STEP 5

Get advice on where and how to make changes

See Why Budgeting is Better With SPENDiD

Stop wondering how to improve your finances.
Get personalized actionable insights, almost instantly. 

MyBudgetReport breaks down your budget by category, simplifying the way you view your finances. Studies have proven that self-awareness leads to more positive financial decisions.

We don’t just tell you the problem. We provide you with the tools & resources you need to proactively solve them. By making adjustments, you can start saving money & setting yourself up for long-term financial success.

Powerful Features

Simple Profile Approach

No need to connect your financial accounts. Just answer a few easy questions about your finances that you know off the top of your head, such as your rent, car payment, & other debt payment amounts. 

SPENDiD Budget Health Score

This is a simple 'grade' of your budget. You want an 80 (B) or higher to consistently be able to grow your savings or reduce your debt.

Peer Data Comparison 

We compare your monthly budget to households similar to yours using unbiased government-sourced consumer spending data*.

*DATA UPDATED MONTHLY 

Your Areas For Improvement

Our powerful algorithm analyzes your budget, letting you know which expenses you are overspending on compared to your peers.

Resources

With each recommendation for improvement, we provide you with resources to help you solve your financial problems

Predicted Saving Ability

Stop wondering how much you or others like you can realistically save. We estimate the monthly amount you are able to put away in savings or can use to pay down debt.

Your Budget Model

We believe in the 50-30-20 budget model. You should try to spend no more than 50% of your income on needs, 30% on wants, & 20% on financial goals. We give you a snapshot of how you & your peers stack up to this budget model. 

‘What If” Scenario Modeling

Thinking about relocating to a new city or purchasing a new vehicle? Just update your profile or expense data with the “what-if” information. You will receive a new budget health score indicating if you will still maintain your overall financial wellness with the new scenario.