Predictive “Done For You” Budgeting and More…
Career Path Earnings and Cost-of-Living Insights, by Location
Need a better budget? Curious if your lifestyle expenses make sense compared to others like you? SPENDiD’s peer benchmark data makes it simple. Just describe yourself now or in a “what-if?” future scenario, and we’ll do the rest.
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Lasting Financial Wellness begins with SPENDiD
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Key Variables That Power SPENDiD’s Predictive Technology
OCCUPATION
INCOME
LOCATION
AGE
# IN
HOUSEHOLD
RENT VS OWN
A Few of SPENDiD’s Capabilities
Occupation-to-Income by Location
Provide earnings insights for over 800 occupations across various locations to empower informed career decision-making.
Peer Spending Benchmarks
Allow users to compare their spending habits by category with those of their peers.
Create Budgets Automatically
Set a savings goal and let SPENDiD guide users to the budget they need to achieve it.
Fair Market Rent by Location & Dwelling Size
Provide accurate rent benchmarks by zip code and metropolitan area, helping users avoid housing sticker shock.
Cash Flow Health Scoring
Utilize simple built-in metrics to easily assess the user’s ability to pay and relative cash flow capabilities.
See the SPENDiD Difference
Download .pdf
The Value of Peer Data in Personal Finance
SPENDiD Solutions:
🌟 SPENDiD Web Application
Predictive budgets, personalized insights, and financial health scores—perfect for individuals and groups. Ideal for schools, employers, financial advisors, and career counselors. Enjoy a 7-day free trial today or schedule a demo to explore group access options
🧩 SPENDiD Embeddable Widget
Offer your audience our unique predictive budgeting tool, seamlessly embedded on your website. Ideal for mortgage brokers, real estate agencies, financial planners and others.
Generate warm leads 24/7.
🔌 SPENDiD REST API For Developers
Power your platform with modular financial insights—choose the endpoints that fit your needs, from peer spending benchmarks to lead generation tools.
Why SPENDiD?
🔒 Secure & Compliant
🌎 Localized Intelligence
⚡ Flexible Access: B2C subscriptions and group solutions for schools, employers, and finance professionals.
📊 Demographic Driven Insights
🌍 Lead Generation Features
Built for Immediate Results, Designed for Lasting Impact.
SPENDiD’s solutions are tailored to meet the immediate needs of individuals and groups, with special focus on educational institutions, employers, and financial professionals.
Example Industries Served by SPENDiD
🎓 Educational Institutions: Empower students with career-pathing tools and financial literacy programs.
💼 Employers & HR Platforms: Provide employees with financial wellness solutions.
💰 Financial Advisors & Planners: Equip clients with budgeting and cash flow insights.
🏡 Real Estate Agencies & Relocation Services: Assist clients with cost-of-living and relocation planning tools.
🏦 Financial Institutions & Credit Unions: Long-term partnerships powered by API integrations.
Testimonials
Need a simple, effective way to confidently approve more loans to those with “thin credit files” or the “credit invisible”?
Our spending data and smart technology can do the hard work for you.
Because not every profitable credit risk has a strong FICO Score.
About Alternative Credit Metrics w/SPENDiD (.pdf)
SPENDiD allows any consumer finance or budgeting app to: