$ee What’s Next. Plan What’s Possible.
SPENDiD replaces hunches with data-driven confidence—helping anyone plan smarter for what’s ahead.
✅Use It
✅Offer It
✅Build With It
Choose the Right SPENDiD Solution For You:
🌟 SPENDiD MyBudgetReport
Web Application
For educators, counselors, advisors, and students
Help young people plan their financial future before they make costly decisions. MyBudgetReport simulates real-world budgets using localized occupation-based salary, fair market rent, and lifestyle costs, so users can clearly see what life will really cost and how to stay on track.
🧩 SPENDiD Thrive
Embeddable Widget
For credit unions, community banks, and public-facing companies and organizations
Simple 24/7 lead generation without custom development. Embedded on your site in minutes, Thrive uses predictive models and peer spending benchmarks to engage visitors, create connection, and improve financial wellness right from your homepage.
🔌 SPENDiD REST APIs
For Developers
For developers, fintechs, edtechs, and enterprise platforms
Build smarter financial products using our robust suite of APIs. Get localized income and expense predictions, career earnings data by location and experience level, peer benchmarks, and cash flow simulations that integrate seamlessly into your app or platform.
Testimonials
Far too many people make major life decisions—college, career, housing, relocating—without understanding how those choices will affect their future cash flow. The result? Financial stress, toxic debt, damaged credit, and missed opportunities.
SPENDiD makes sense of what would otherwise be useless or confusing data, leading to confident and informed financial decisions.
What Can SPENDiD Do For You or Your Audience?
Occupation-to-Income by Location
Provide earnings insights for over 800 occupations across various locations to empower informed career decision-making.
Peer Spending Benchmarks
Allow users to compare their spending habits by category with those of their peers.
Fair Market Rent by Location & Dwelling Size
Provide accurate rent benchmarks by zip code and metropolitan area, helping users avoid housing sticker shock.
Create Budgets Automatically
Set a savings goal and let SPENDiD guide users to the budget they need to achieve it.
Cash Flow Health Scoring
Utilize simple built-in metrics to easily assess the user’s ability to pay and relative cash flow capabilities.
See How SPENDiD Works to Make Lives Easier
Simple Variables That Drive SPENDiD’s Predictive Results
OCCUPATION
INCOME
LOCATION
AGES
# IN
HOUSEHOLD
RENT VS OWN
Why SPENDiD?
🧠 Smarter Than Generic Budgets
Every simulation is tailored to real job titles, local rent estimates, and relevant spending patterns.📍 Location-First Forecasting
We help users understand what an occupation pays, and what life costs where they plan to live.👥 Peer-Validated Spending Insights
SPENDiD compares users to others with similar characteristics—age, location, income, and lifestyle.🔒 Private & Easy to Use
No bank connections. No personal data sharing. Just clarity from day one.
SPENDiD Solutions Serve Developers, Students, Advisors, Educators and Employers—All Working to Prepare the Next Generation For Financial Success.
🥇 Educational Institutions (Schools, Colleges, EdTech Orgs)
🥈 Student Recruitment & Advising Agencies (Ed Consultants, Visa Advisors, Int’l Admissions)
🥉 Financial Advisors, Credit Counselors, Nonprofit Coaches
🏅 Banks & Credit Unions (Alternative data for underwriting, connecting with Gen-Z)
✅ Workforce Development Orgs & Career Tech (CTE, Apprenticeship Programs)
🏘️ Real Estate Agencies & Relocation Services
📈 Employers & HR/Wellness Platforms
⚡ Fintech Platforms (PFM Apps, Budgeting Tools, Student Finance Startups)
SPENDiD empowers any consumer finance or budgeting app to:
