MyBudgetReport is a powerful online tool that gives you a clear snapshot of your financial life—now and in the future. In just a few minutes, it creates a personalized monthly budget based on your income, location, household, and lifestyle. Whether you're exploring a new career, planning a move, or just trying to get smarter with money, MyBudgetReport helps you see what life might really cost—and how to stay ahead.

MyBudgetReport is designed for students, job seekers, recent grads, and anyone planning for the “real world.” It’s especially helpful if you're considering a career, relocation, or life change. MyBudgetReport takes the guesswork out of budgeting—no spreadsheets, no bank connections. Just clear, realistic guidance built around your choices.

MyBudgetReport is powered by SPENDiD, a predictive engine built on real-world data and peer spending insights. You enter a few basics—like your job, location, income, and living situation—and the tool predicts typical spending in over a dozen categories. It compares your inputs to others like you, using trusted data to show what’s normal and where you might want to adjust.

Nope. MyBudgetReport doesn’t require any sensitive info or account access. It’s totally private. You just answer a few quick questions—no credit check, no uploads—and get instant results. That’s part of what makes it so easy and safe to use.

The Budget Health Score is a simple number that shows how financially strong your predicted month looks. A score above 80 usually means your income can support your lifestyle with some room to save. A lower score? That’s a sign to consider rebalancing things like rent, car costs, or take-home pay. It’s not a credit score—it’s a clarity score. Thoughts?