The Next Generation of Predictive Decision Intelligence

FinView, RealPay, and PolicyView — three lightweight, visual tools that bring clarity to life’s biggest decisions.

FinView

See your future before you choose it. A visual, predictive snapshot of how major life decisions shape your real-world monthly reality.

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RealPay

Does this job offer actually work? A fast, confidence‑building reality check for job seekers and career centers.

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PolicyView

Insurance clarity in seconds. A modern, advisor‑first way to understand, compare, and explain life insurance policies.

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Built on the SPENDiD Predictive Engine — a lightweight, privacy‑sensitive forecasting model trusted by advisors, educators, and financial wellness partners.